:root{--navy:#13253a;--navy-2:#1a3149;--navy-3:#23425f;--ink:#182636;--muted:#657487;--paper:#f4f6f8;--white:#fff;--line:#d9e0e7;--accent:#c59a5c;--accent-dark:#9c7440;--success:#257158;--danger:#a84646;--radius:18px;--shadow:0 18px 50px rgba(20,39,58,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.6}a{color:inherit}h1,h2,h3{margin:0 0 .7em;line-height:1.13;color:var(--navy);letter-spacing:-.025em}h1{font-size:clamp(2.35rem,5vw,4.65rem)}h2{font-size:clamp(1.8rem,3.2vw,3rem)}h3{font-size:1.15rem}p{margin:0 0 1.2em}.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(760px,calc(100% - 40px))}.narrow-wide{width:min(1000px,calc(100% - 40px))}.muted{color:var(--muted)}.lead{font-size:1.2rem}.eyebrow{margin-bottom:16px;color:var(--accent-dark);font-size:.76rem;font-weight:800;text-transform:uppercase;letter-spacing:.16em}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border:1px solid var(--accent);border-radius:10px;background:var(--accent);color:#152438;text-decoration:none;font:inherit;font-weight:800;cursor:pointer;transition:.2s}.button:hover{background:#d2ab71;transform:translateY(-1px)}.button-large{min-height:56px;padding:0 30px}.button-small{min-height:38px;padding:0 16px;font-size:.88rem}.button-ghost{background:transparent;color:var(--navy);border-color:#afbbc7}.button-ghost:hover{background:#e8edf1}.text-link{color:var(--navy);font-weight:800;text-decoration:none;border-bottom:1px solid #9eaebb}.site-header{position:sticky;z-index:30;top:0;background:rgba(244,246,248,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}.header-row{display:flex;align-items:center;justify-content:space-between;min-height:76px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:1.2rem;font-weight:900;text-decoration:none;letter-spacing:-.04em}.brand>span:last-child>span{color:var(--accent-dark)}.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:8px;background:var(--navy);color:#e8c794;font-size:.72rem;letter-spacing:.05em}.main-nav{display:flex;align-items:center;gap:25px}.main-nav>a:not(.button){color:#445568;text-decoration:none;font-size:.92rem;font-weight:650}.main-nav>a:hover{color:var(--accent-dark)}.nav-toggle{display:none;border:1px solid var(--line);border-radius:8px;background:var(--white);padding:8px 12px}.hero{background:var(--navy);color:#f2f5f7}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;min-height:650px}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:72px 50px 72px 0}.hero h1{max-width:670px;color:#fff;font-size:clamp(2.7rem,5.1vw,5rem)}.hero p{max-width:590px;color:#c8d1db;font-size:1.16rem}.hero .eyebrow{color:#e2bd84}.hero-image{background-image:linear-gradient(90deg,var(--navy) 0,rgba(19,37,58,.22) 24%,rgba(19,37,58,0) 55%),url('/assets/hero.webp');background-size:cover;background-position:center right;min-height:520px}.hero-actions{display:flex;align-items:center;gap:26px;margin:18px 0 36px}.hero .text-link{color:#fff;border-color:#738295}.hero-points{display:flex;gap:23px;color:#dbe2e8;font-size:.84rem}.hero-points span:before{content:'✓';margin-right:7px;color:#e3bd82}.calc-section{position:relative;margin-top:-1px;padding:70px 0;background:linear-gradient(var(--navy) 0 27%,var(--paper) 27%)}.calc-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;padding:48px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.calculator{display:grid;gap:24px}.calculator label{display:grid;grid-template-columns:1fr auto;gap:12px;font-weight:700}.calculator input[type=range]{grid-column:1/-1;width:100%;accent-color:var(--accent-dark)}.calc-result{display:grid;padding:20px 22px;background:#eef2f5;border-radius:12px}.calc-result span,.calc-result small{color:var(--muted)}.calc-result strong{font-size:1.7rem;color:var(--navy)}.section{padding:92px 0}.section-heading{max-width:620px;margin-bottom:40px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.steps article{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.steps article>span{display:inline-block;margin-bottom:35px;color:var(--accent-dark);font-size:.8rem;font-weight:900;letter-spacing:.12em}.steps p{color:var(--muted)}.trust-section{background:#e9eef2}.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.facts{display:grid;grid-template-columns:repeat(3,1fr);overflow:hidden;border-radius:var(--radius);background:var(--navy);color:#fff}.facts div{padding:35px 20px;border-right:1px solid #304960}.facts div:last-child{border:0}.facts strong,.facts span{display:block}.facts strong{font-size:1.5rem;color:#e6c18a}.facts span{color:#c8d1db;font-size:.82rem}.site-footer{padding:60px 0 25px;background:#0e2032;color:#bec9d3}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:60px}.site-footer h3{color:#fff;font-size:.8rem;text-transform:uppercase;letter-spacing:.12em}.site-footer a,.site-footer span{display:block;margin:8px 0;color:#bec9d3;text-decoration:none}.brand-footer{color:#fff}.footer-note{margin-top:38px;padding-top:25px;border-top:1px solid #2a3d4e;font-size:.78rem}.flash{position:fixed;z-index:50;top:88px;left:50%;transform:translateX(-50%);width:min(620px,calc(100% - 30px));padding:14px 18px;border-radius:10px;box-shadow:var(--shadow);background:#fff;border-left:5px solid var(--success)}.flash-error{border-color:var(--danger)}.auth-section{padding:70px 0 100px;background:linear-gradient(120deg,#e8edf1,#f7f8f9)}.auth-grid{display:grid;grid-template-columns:1fr 480px;gap:90px;align-items:center}.auth-intro{padding:40px 0}.auth-intro p{font-size:1.1rem;color:var(--muted)}.card{padding:34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 35px rgba(20,39,58,.06)}.auth-card h2{font-size:2rem}.form-stack{display:grid;gap:18px}.field{display:grid;gap:7px;color:#324356;font-size:.88rem;font-weight:700}.field input,.field select,.field textarea,.questionnaire input,.questionnaire select,.questionnaire textarea{width:100%;min-height:48px;padding:11px 13px;border:1px solid #b9c5cf;border-radius:8px;background:#fff;color:var(--ink);font:inherit}.field textarea{min-height:120px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(197,154,92,.22);border-color:var(--accent-dark)}.checkbox{display:flex;gap:11px;align-items:flex-start;color:#4d5d6e;font-size:.86rem}.checkbox input{width:18px;height:18px;margin-top:3px;accent-color:var(--navy)}.form-switch{text-align:center;color:var(--muted);font-size:.9rem}.check-list{padding:0;list-style:none}.check-list li{margin:13px 0}.check-list li:before{content:'✓';margin-right:10px;color:var(--accent-dark);font-weight:900}.portal{min-height:700px;padding:58px 0 90px}.portal-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:36px}.portal-head h1{font-size:2.8rem}.portal-grid{display:grid;grid-template-columns:215px 1fr;gap:30px}.portal-nav{display:flex;flex-direction:column;gap:5px}.portal-nav a{padding:12px 14px;border-radius:8px;color:#526273;text-decoration:none;font-weight:700}.portal-nav a:hover,.portal-nav .active{background:#e3e9ee;color:var(--navy)}.portal-content{min-width:0}.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px}.summary-card{display:grid;gap:7px;padding:25px;border-radius:14px;background:var(--navy);color:#fff}.summary-card span{color:#bec9d3}.summary-card strong{font-size:1.7rem}.summary-card a{color:#e5c18c;text-decoration:none;font-weight:700}.table-card{padding:0;overflow:hidden}.card-title{padding:24px 28px 0}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;text-align:left}th,td{padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#eef2f5;color:#536476;font-size:.76rem;text-transform:uppercase;letter-spacing:.07em}td small{display:block;margin-top:5px;color:var(--muted)}.status{display:inline-block;padding:5px 9px;border-radius:30px;background:#e4e9ee;color:#405467;font-size:.75rem;font-weight:800;white-space:nowrap}.status-approved,.status-paid,.status-closed{background:#d9eee7;color:#1f624d}.status-declined{background:#f2dede;color:#8d3636}.status-need_info{background:#f3e8d2;color:#7b5827}.empty{padding:45px;text-align:center}.questionnaire{display:grid;gap:22px}.questionnaire fieldset{margin:0;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.questionnaire legend{padding:0 10px;color:var(--navy);font-size:1.25rem;font-weight:850}.form-grid{display:grid;gap:18px}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-2{grid-template-columns:repeat(2,1fr)}.form-actions{display:flex;justify-content:flex-end;gap:15px}.info-box{margin-top:20px;padding:18px;border-left:4px solid var(--accent);background:#f2eee7;color:#66563f}.consents{display:grid;gap:16px}.legal-hero{padding:80px 0 60px;background:var(--navy)}.legal-hero h1{color:#fff}.legal-card{padding:45px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.legal-card hr{margin:35px 0;border:0;border-top:1px solid var(--line)}.admin-detail{display:grid;gap:25px}.detail-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:25px}.details{display:grid;grid-template-columns:180px 1fr;margin:0}.details dt,.details dd{margin:0;padding:12px 0;border-bottom:1px solid var(--line)}.details dt{color:var(--muted)}code{padding:2px 6px;border-radius:5px;background:#eef1f4}
@media(max-width:900px){.main-nav{position:absolute;top:76px;left:0;right:0;display:none;align-items:stretch;padding:18px 20px 24px;background:var(--paper);border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.main-nav.open{display:flex;flex-direction:column}.nav-toggle{display:block}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:70px 0 28px}.hero-image{min-height:380px;margin:0 -20px}.calc-card,.trust-grid,.auth-grid,.detail-grid{grid-template-columns:1fr;gap:35px}.steps{grid-template-columns:1fr}.portal-grid{grid-template-columns:1fr}.portal-nav{flex-direction:row;overflow:auto}.cols-3{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.facts{margin-top:15px}}
@media(max-width:600px){body{font-size:15px}.container,.narrow,.narrow-wide{width:min(100% - 28px,1180px)}.header-row{min-height:66px}.main-nav{top:66px}.hero-grid{min-height:0}.hero-copy{padding-top:55px}.hero h1{font-size:2.7rem}.hero-actions{align-items:flex-start;flex-direction:column}.hero-points{flex-direction:column;gap:6px}.hero-image{min-height:280px;margin:0 -14px}.calc-section{padding:42px 0}.calc-card,.card{padding:24px}.section{padding:65px 0}.facts{grid-template-columns:1fr}.facts div{border-right:0;border-bottom:1px solid #304960}.auth-section{padding:35px 0 70px}.portal-head{align-items:flex-start;flex-direction:column}.portal-head h1{font-size:2.3rem}.summary-grid,.cols-2,.cols-3{grid-template-columns:1fr}.questionnaire fieldset{padding:20px 16px}.form-actions{align-items:stretch;flex-direction:column-reverse}.footer-grid{grid-template-columns:1fr}.details{grid-template-columns:1fr}.details dt{padding-bottom:0;border:0}.details dd{padding-top:2px}.hero .button{width:100%}}
.status-large{padding:9px 14px;font-size:.86rem}.timeline{display:grid}.timeline-item{position:relative;display:grid;grid-template-columns:18px 1fr;gap:12px;padding:0 0 26px}.timeline-item:not(:last-child):before{content:'';position:absolute;top:13px;bottom:0;left:5px;width:2px;background:var(--line)}.timeline-dot{position:relative;z-index:1;width:12px;height:12px;margin-top:6px;border:3px solid #e8d2b0;border-radius:50%;background:var(--accent-dark)}.timeline-item strong,.timeline-item time{display:block}.timeline-item time{margin-top:2px;color:var(--muted);font-size:.78rem}.timeline-item p{margin:8px 0 0;color:#425466}.timeline-wide{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:38px}.timeline-wide .timeline-item:before{display:none}.application-actions{margin-top:24px}.admin-filters{display:grid;grid-template-columns:1.7fr 1fr auto auto;gap:14px;align-items:end;margin-bottom:12px;padding:20px;border:1px solid var(--line);border-radius:14px;background:#fff}.list-result{margin:0 0 18px;color:var(--muted);font-size:.9rem}@media(max-width:900px){.admin-filters{grid-template-columns:1fr 1fr}.timeline-wide{grid-template-columns:1fr}}@media(max-width:600px){.admin-filters{grid-template-columns:1fr}.application-actions{align-items:stretch;flex-direction:column-reverse}}
.status-submitted,.status-verification{background:#e5ebf5;color:#365578}.status-manual_review{background:#ede4f3;color:#68457c}.status-contract,.status-contract_signed,.status-payout_pending{background:#e6e5f5;color:#504d89}.status-overdue{background:#f4d8d8;color:#943b3b}.admin-head-actions,.case-nav,.section-line{display:flex;align-items:center;justify-content:space-between;gap:14px}.test-banner{display:flex;gap:18px;align-items:center;margin:-12px 0 28px;padding:13px 18px;border:1px solid #e2c791;border-radius:12px;background:#fff5dc;color:#604b22;font-size:.9rem}.test-banner strong,.test-chip{font-size:.7rem;letter-spacing:.1em}.test-chip{display:inline-block;margin-left:7px;padding:3px 6px;border-radius:5px;background:#fff0c8;color:#7a5516;font-weight:900;vertical-align:2px}.admin-stats{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-bottom:20px}.admin-stats article{display:grid;gap:3px;padding:19px 21px;border:1px solid var(--line);border-radius:13px;background:#fff}.admin-stats span{color:var(--muted);font-size:.78rem}.admin-stats strong{color:var(--navy);font-size:1.65rem}.admin-stats .stat-danger strong{color:var(--danger)}.priority-row{box-shadow:inset 4px 0 #bb5454}.case-header{display:flex;align-items:center;justify-content:space-between}.case-header h2{margin-bottom:5px}.case-request{display:grid;text-align:right}.case-request span,.case-request small{color:var(--muted)}.case-request strong{color:var(--navy);font-size:1.65rem}.workflow-steps{display:grid;grid-template-columns:repeat(7,1fr);margin:0 0 2px;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff}.workflow-step{position:relative;display:grid;justify-items:center;gap:7px;color:#8996a3;text-align:center}.workflow-step:before{content:'';position:absolute;z-index:0;top:14px;right:50%;left:-50%;height:2px;background:var(--line)}.workflow-step:first-child:before{display:none}.workflow-step span{position:relative;z-index:1;display:grid;place-items:center;width:30px;height:30px;border:2px solid var(--line);border-radius:50%;background:#fff;font-size:.75rem;font-weight:900}.workflow-step.done span,.workflow-step.current span{border-color:var(--accent);background:var(--accent);color:var(--navy)}.workflow-step.done:before,.workflow-step.current:before{background:var(--accent)}.workflow-step.current small{color:var(--navy);font-weight:800}.case-columns{display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:24px}.case-main{display:grid;gap:24px}.case-side{min-width:0}.sticky-card{position:sticky;top:98px}.checks-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.check-item{display:grid;grid-template-columns:32px 1fr;gap:12px;padding:15px;border:1px solid var(--line);border-radius:12px;background:#fafbfc}.check-item:last-child{grid-column:1/-1}.check-icon{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#dcefe7;color:#216248;font-weight:900}.check-warning .check-icon{background:#f3e4c6;color:#805e21}.check-failed .check-icon{background:#f3dada;color:#913c3c}.check-item strong,.check-item span,.check-item b,.check-item time{display:block}.check-item span,.check-item time{color:var(--muted);font-size:.72rem}.check-item b{margin-top:5px;color:var(--navy);font-size:.86rem}.check-item p{margin:5px 0;color:#526273;font-size:.78rem;line-height:1.4}.empty-state{padding:32px;border:1px dashed #b9c4ce;border-radius:12px;text-align:center}.empty-state p{margin:5px 0 0;color:var(--muted)}.profile-sections{display:grid;grid-template-columns:1fr 1fr;gap:30px}.details.compact{grid-template-columns:145px 1fr;font-size:.88rem}.details dd small{display:block;color:var(--muted)}.score-block{display:grid;grid-template-columns:112px 1fr;gap:18px;align-items:center;margin-bottom:18px}.score-ring{display:grid;place-items:center;align-content:center;width:108px;height:108px;border:9px solid #d9e9e3;border-radius:50%}.score-ring strong{color:var(--navy);font-size:1.65rem;line-height:1}.score-ring span{color:var(--muted);font-size:.68rem}.score-block>div:last-child span,.score-block>div:last-child b,.score-block>div:last-child small{display:block}.score-block>div:last-child b{color:var(--navy);font-size:2rem}.score-block>div:last-child small{color:var(--muted);line-height:1.35}.score-d,.score-e{border-color:#edd4d4}.score-c{border-color:#eee1c8}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:14px}.metrics div{padding:12px;border-radius:9px;background:#eef2f5}.metrics span,.metrics strong{display:block}.metrics span{color:var(--muted);font-size:.7rem}.metrics strong{color:var(--navy)}.reason-codes{padding:11px 13px;border-left:3px solid var(--accent);background:#f5f0e8;font-size:.8rem}.operation-actions{display:grid;gap:9px;margin-top:25px;padding-top:22px;border-top:1px solid var(--line)}.operation-actions h3{margin:0}.operation-actions small{color:var(--muted)}.button-block{width:100%}
@media(max-width:1050px){.case-columns{grid-template-columns:1fr}.sticky-card{position:static}.admin-stats{grid-template-columns:repeat(3,1fr)}}
@media(max-width:800px){.admin-head-actions,.test-banner,.case-header{align-items:stretch;flex-direction:column}.workflow-steps{grid-template-columns:1fr;padding:12px}.workflow-step{grid-template-columns:30px 1fr;justify-items:start;align-items:center;text-align:left}.workflow-step:before{top:-50%;bottom:50%;left:14px;width:2px;height:auto}.checks-grid,.profile-sections{grid-template-columns:1fr}.check-item:last-child{grid-column:auto}.admin-stats{grid-template-columns:1fr 1fr}.case-request{text-align:left}}

.range-scale{display:flex;justify-content:space-between;margin-top:-20px;color:var(--muted);font-size:.76rem}.calc-limits{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.calc-limits span{padding:8px 12px;border:1px solid var(--line);border-radius:30px;background:#f7f8f9;color:#526273;font-size:.82rem}.calc-result{gap:10px}.calc-result-row{display:flex;align-items:baseline;justify-content:space-between;gap:18px}.calc-result-row span{color:var(--muted)}.calc-result-row strong{color:var(--navy);font-size:1rem}.calc-result-total{margin-top:4px;padding-top:13px;border-top:1px solid #d2dbe2}.calc-result-total span{font-weight:800;color:var(--navy)}.calc-result-total strong{font-size:1.7rem}.calc-result small{margin-top:2px}
.bot-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.resend-form{margin-top:14px}.verification-demo{margin:0 0 20px}.fieldset-help{margin:-4px 0 18px;color:var(--muted);font-size:.88rem}.eligibility-notice{display:flex;align-items:center;gap:14px;margin-top:26px;padding:16px 20px;border:1px solid #e0c890;border-radius:12px;background:#fff5dc;color:#654d21}.eligibility-notice strong,.eligibility-notice span{display:block}.eligibility-notice strong{white-space:nowrap}.status-ip_hold{background:#f4d7d7;color:#8b3030}.risk-alert{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:18px 22px;border:2px solid #c65d5d;border-radius:14px;background:#fff0f0;color:#792f2f}.risk-alert strong,.risk-alert span{display:block}.risk-alert span{font-size:.88rem}.application-sections{display:grid;grid-template-columns:1fr 1fr;gap:20px}.application-sections section{padding:20px;border:1px solid var(--line);border-radius:12px;background:#fafbfc}.application-sections h3{margin-bottom:10px}.decision-chip{padding:6px 10px;border-radius:20px;font-size:.72rem;font-weight:900;letter-spacing:.08em}.decision-approved{background:#d4eee4;color:#1f624d}.decision-declined{background:#f3d9d9;color:#8d3636}.decision-pending{background:#e5ebf1;color:#405467}.table-card tr:has(.status-declined){background:#fff0f0;box-shadow:inset 5px 0 #bd4d4d}.table-card tr:has(.status-approved),.table-card tr:has(.status-contract),.table-card tr:has(.status-contract_signed),.table-card tr:has(.status-payout_pending),.table-card tr:has(.status-paid),.table-card tr:has(.status-closed){background:#effaf5;box-shadow:inset 5px 0 #348266}.payout-fields[hidden],.payout-card[hidden],.payout-account[hidden]{display:none}
@media(max-width:800px){.application-sections{grid-template-columns:1fr}.risk-alert,.eligibility-notice{align-items:stretch;flex-direction:column}.eligibility-notice strong{white-space:normal}}

.eligibility-page{background:linear-gradient(120deg,#eef2f5,#f8f9fa)}.eligibility-form fieldset{box-shadow:0 10px 30px rgba(20,39,58,.045)}.eligibility-checks{gap:13px}.eligibility-checks .checkbox{padding:15px 17px;border:1px solid var(--line);border-radius:10px;background:#f8fafb;color:#33465a;font-size:.93rem}.eligibility-checks .checkbox:has(input:checked){border-color:#c5a16c;background:#fff9ef}.eligibility-checks a{color:var(--navy);font-weight:800}.eligibility-warning{margin-top:20px}.eligibility-page .form-actions{justify-content:space-between}@media(max-width:600px){.eligibility-page .form-actions{align-items:stretch;flex-direction:column-reverse}}

/* v1.8: human-paced assistant with transparent AI identity */
.ai-chat-toggle{position:relative;padding-left:6px}.ai-chat-toggle img{width:40px;height:40px;border:2px solid #e7c68f;border-radius:50%;object-fit:cover}.ai-chat-toggle .ai-toggle-online{position:absolute!important;left:38px!important;bottom:8px!important;display:block!important;width:9px!important;height:9px!important;min-width:0!important;min-height:0!important;margin:0!important;padding:0!important;border:2px solid #13253a!important;border-radius:50%!important;background:#39d77a!important;box-shadow:0 0 0 3px rgba(57,215,122,.2);animation:ai-online-pulse 2s ease-out infinite}.ai-chat-person{display:flex;align-items:center;gap:11px}.ai-chat-person>img{width:42px;height:42px;border:2px solid rgba(255,255,255,.72);border-radius:50%;object-fit:cover}.ai-chat-person small{display:flex!important;align-items:center;gap:6px}.ai-online-dot{flex:0 0 auto;width:8px;height:8px;border-radius:50%;background:#45d483;box-shadow:0 0 0 3px rgba(69,212,131,.18);animation:ai-online-pulse 2s ease-out infinite}.ai-message{line-height:1.48}.ai-assistant,.ai-operator,.ai-system{animation:ai-message-in .2s ease-out}.ai-operator{border-left:3px solid #39b96e;background:#effbf4!important}.ai-system{background:#fff5dc!important;color:#6c5426!important;font-size:.78rem!important}.ai-pending{display:flex;align-items:center;gap:7px}.ai-pending:after{content:'•••';overflow:hidden;width:22px;color:var(--accent-dark);letter-spacing:2px;animation:ai-typing 1.1s steps(4,end) infinite}@keyframes ai-message-in{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:none}}@keyframes ai-typing{0%{width:0}100%{width:22px}}@keyframes ai-online-pulse{0%,100%{box-shadow:0 0 0 3px rgba(69,212,131,.18)}50%{box-shadow:0 0 0 7px rgba(69,212,131,0)}}@media(prefers-reduced-motion:reduce){.ai-toggle-online,.ai-online-dot{animation:none}}
.ai-chat{position:fixed;z-index:80;right:24px;bottom:22px}.ai-chat-toggle{display:flex;align-items:center;gap:10px;min-height:52px;padding:6px 18px 6px 7px;border:0;border-radius:30px;background:var(--navy);color:#fff;box-shadow:0 12px 35px rgba(9,28,46,.28);font:inherit;cursor:pointer}.ai-chat-toggle span{display:grid;place-items:center;width:39px;height:39px;border-radius:50%;background:var(--accent);color:var(--navy);font-size:.72rem;font-weight:900}.ai-chat-toggle b{font-size:.9rem}.ai-chat-panel{position:absolute;right:0;bottom:64px;display:grid;grid-template-rows:auto auto minmax(180px,1fr) auto auto;width:min(380px,calc(100vw - 28px));height:min(590px,calc(100vh - 120px));overflow:hidden;border:1px solid #cdd6de;border-radius:18px;background:#fff;box-shadow:0 20px 55px rgba(9,28,46,.25)}.ai-chat-panel[hidden]{display:none}.ai-chat-panel header{display:flex;align-items:center;justify-content:space-between;padding:17px 18px;background:var(--navy);color:#fff}.ai-chat-panel header strong,.ai-chat-panel header small{display:block}.ai-chat-panel header small{color:#cbd5de;font-size:.72rem}.ai-chat-panel header button{border:0;background:transparent;color:#fff;font-size:1.7rem;line-height:1;cursor:pointer}.ai-chat-notice{padding:9px 16px;background:#fff5dc;color:#6c5426;font-size:.72rem}.ai-chat-messages{display:flex;flex-direction:column;gap:10px;overflow:auto;padding:16px;background:#f2f5f7}.ai-message{align-self:flex-start;max-width:88%;padding:10px 13px;border-radius:13px 13px 13px 3px;background:#fff;color:#334658;box-shadow:0 2px 7px rgba(20,39,58,.06);font-size:.86rem;white-space:pre-wrap}.ai-user{align-self:flex-end;border-radius:13px 13px 3px 13px;background:var(--navy);color:#fff}.ai-pending{color:var(--muted);font-style:italic}.ai-error{background:#fff0f0;color:#8d3636}.ai-chat-quick{display:flex;gap:7px;overflow:auto;padding:10px 12px;border-top:1px solid var(--line)}.ai-chat-quick button{flex:none;padding:6px 9px;border:1px solid #b7c3cd;border-radius:18px;background:#fff;color:#425568;font:inherit;font-size:.72rem;cursor:pointer}.ai-chat-form{display:grid;grid-template-columns:1fr 45px;gap:8px;padding:11px 12px;border-top:1px solid var(--line)}.ai-chat-form textarea{min-height:44px;max-height:95px;padding:10px 12px;border:1px solid #b7c3cd;border-radius:10px;resize:none;font:inherit;font-size:.86rem}.ai-chat-form button{border:0;border-radius:10px;background:var(--accent);color:var(--navy);font-size:1.25rem;font-weight:900;cursor:pointer}.ai-chat-form.is-loading button{opacity:.5;pointer-events:none}@media(max-width:600px){.ai-chat{right:14px;bottom:14px}.ai-chat-toggle b{display:none}.ai-chat-toggle{padding-right:7px}.ai-chat-panel{position:fixed;right:10px;bottom:73px;left:10px;width:auto;height:min(580px,calc(100vh - 90px))}}

/* v1.5: calculator alignment and overflow fixes */
.calc-card{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:64px}.calc-card>div,.calculator{min-width:0}.calc-limits{gap:10px 22px}.calculator label{grid-template-columns:minmax(0,1fr) auto}.calculator label strong,.calculator output{white-space:nowrap}.range-scale{margin-top:-14px;font-size:.84rem}.calc-result{padding:24px;gap:12px}.calc-result-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px}.calc-result-row strong{font-size:1.35rem;white-space:nowrap}.calc-result-total strong{font-size:1.8rem}.mail-error{color:var(--danger)!important}
@media(max-width:600px){.calc-result-row{grid-template-columns:1fr;gap:2px}.calc-result-row strong{font-size:1.2rem}.calc-result-total strong{font-size:1.55rem}.calculator label{grid-template-columns:1fr}.calculator label strong{justify-self:start}.calculator input[type=range]{grid-column:1}}
.two-factor-qr{display:grid;place-items:center;min-height:236px;margin:8px auto 18px;padding:8px;background:#fff}.two-factor-qr img,.two-factor-qr canvas{max-width:100%;height:auto}.two-factor-key-label{margin:0 0 8px;color:var(--muted);font-size:.86rem}.two-factor-key{display:block;padding:12px;border:1px solid var(--line);border-radius:8px;background:#f4f7f9;color:var(--navy);font-size:1rem;letter-spacing:.08em;text-align:center;overflow-wrap:anywhere}.recovery-card{margin-bottom:22px;border:2px solid var(--accent)}.recovery-codes{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:18px 0}.recovery-codes code{padding:12px;border-radius:7px;background:#f1f4f6;color:var(--navy);font-size:1.05rem;text-align:center}@media(max-width:650px){.recovery-codes{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* v2.2: disclosure and legal information */
.main-nav{gap:17px}.footer-grid{grid-template-columns:1.1fr .9fr 1fr 1.1fr;gap:38px}.legal-hero p{max-width:760px;color:#c8d1db;font-size:1.08rem}.legal-section{padding-top:52px}.legal-card{width:min(1000px,calc(100% - 40px));box-shadow:0 10px 35px rgba(20,39,58,.06)}.legal-card h2{margin-top:1.45em;font-size:1.65rem}.legal-card h2:first-of-type{margin-top:.7em}.legal-card li{margin:.42em 0}.legal-nav{display:flex;flex-wrap:wrap;gap:8px;margin:-18px 0 32px;padding-bottom:25px;border-bottom:1px solid var(--line)}.legal-nav a{padding:7px 11px;border:1px solid var(--line);border-radius:20px;background:#f7f8f9;color:#425568;text-decoration:none;font-size:.78rem;font-weight:750}.legal-nav a:hover{border-color:var(--accent);color:var(--navy)}.legal-alert,.legal-note,.legal-draft{margin:24px 0;padding:18px 20px;border-left:4px solid var(--accent);background:#fff5dc;color:#654d21}.legal-alert strong,.legal-draft strong{display:block;margin-bottom:4px}.legal-alert a{font-weight:800}.legal-note{background:#eef3f6;color:#405467}.legal-draft{margin-top:42px;border:1px solid #e2c791;border-left:5px solid #b77c35;border-radius:10px}.legal-draft p{margin:3px 0 0}.legal-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:24px 0}.legal-facts div{padding:18px;border:1px solid var(--line);border-radius:12px;background:#f8fafb}.legal-facts span,.legal-facts strong{display:block}.legal-facts span{color:var(--muted);font-size:.76rem}.legal-facts strong{margin-top:5px;color:var(--navy);font-size:1.05rem}.legal-details{display:grid;grid-template-columns:250px 1fr;margin:0}.legal-details dt,.legal-details dd{margin:0;padding:13px 0;border-bottom:1px solid var(--line)}.legal-details dt{color:var(--muted)}.legal-details dd{font-weight:650}.legal-table{min-width:760px;font-size:.88rem}.legal-table th,.legal-table td{padding:13px 14px}.document-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.document-list a{display:grid;padding:17px 18px;border:1px solid var(--line);border-radius:11px;background:#fafbfc;text-decoration:none}.document-list a:hover{border-color:var(--accent);box-shadow:0 5px 18px rgba(20,39,58,.07)}.document-list span{color:var(--muted);font-size:.82rem}.faq-list{display:grid;gap:10px}.faq-list details{padding:18px 20px;border:1px solid var(--line);border-radius:11px;background:#fafbfc}.faq-list summary{color:var(--navy);font-weight:800;cursor:pointer}.faq-list details p{margin:12px 0 0;color:#4d5d6e}
@media(max-width:1050px){.main-nav{gap:11px}.main-nav>a:not(.button){font-size:.84rem}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:800px){.legal-facts{grid-template-columns:1fr 1fr}.document-list{grid-template-columns:1fr}}
@media(max-width:600px){.legal-card{width:min(100% - 28px,1000px);padding:24px}.legal-hero{padding:58px 0 42px}.legal-section{padding-top:28px}.legal-nav{overflow:auto;flex-wrap:nowrap}.legal-nav a{flex:none}.legal-facts{grid-template-columns:1fr}.legal-details{grid-template-columns:1fr}.legal-details dt{padding-bottom:0;border:0}.legal-details dd{padding-top:2px}.footer-grid{grid-template-columns:1fr}}

/* v2.4.4: compact application steps on phones */
@media(max-width:600px){
 #how.section{padding:34px 0 38px}
 #how .section-heading{margin-bottom:20px}
 #how .section-heading .eyebrow{margin-bottom:6px}
 #how .section-heading h2{margin:0;font-size:1.8rem}
 #how .steps{display:grid;grid-template-columns:1fr;gap:0}
 #how .steps article{position:relative;display:grid;grid-template-columns:42px minmax(0,1fr);column-gap:14px;padding:0 0 22px;border:0;border-radius:0;background:transparent}
 #how .steps article:last-child{padding-bottom:0}
 #how .steps article:not(:last-child)::after{content:'';position:absolute;top:42px;bottom:0;left:20px;width:1px;background:var(--line)}
 #how .steps article>span{position:relative;z-index:1;display:grid;grid-row:1/3;place-items:center;width:42px;height:42px;margin:0;border:1px solid #d7b477;border-radius:50%;background:#fff;color:var(--accent-dark);font-size:.72rem;letter-spacing:.08em}
 #how .steps h3{align-self:center;margin:0 0 4px;font-size:1.08rem;line-height:1.2}
 #how .steps p{grid-column:2;margin:0;font-size:.9rem;line-height:1.4}
}

/* v2.9.6: professional hero typography */
.hero h1{font-family:Inter,"Segoe UI",Arial,sans-serif;font-weight:850;letter-spacing:-.045em;line-height:1.02}
.hero h1>span+span{font-weight:750;letter-spacing:-.025em}
@media(max-width:600px){.hero h1{font-size:clamp(1.95rem,8.6vw,2.45rem);letter-spacing:-.04em}.hero h1>span+span{font-size:.64em}}

/* v2.4.5: compact mobile hero without portrait */
@media(max-width:600px){
 .hero-grid{display:block;min-height:0}
 .hero-copy{padding:30px 0 32px}
 .hero-image{display:none}
 .hero .eyebrow{margin-bottom:10px}
 .hero h1{margin-bottom:18px;font-size:2.35rem;line-height:1.08}
 .hero p{margin-bottom:18px;font-size:1rem;line-height:1.48}
 .hero-actions{display:flex;align-items:center;flex-direction:row;gap:18px;margin:12px 0 22px}
 .hero .button{width:auto;min-height:48px;padding:0 20px}
 .hero .text-link{white-space:nowrap}
 .hero-points{display:flex;flex-direction:row;flex-wrap:wrap;gap:8px 18px;font-size:.83rem;line-height:1.35}
}

/* v2.4.6: polished mobile calculator and compact trust facts */
.facts{grid-template-columns:repeat(2,minmax(0,1fr))}
.facts div{min-width:0}
.facts strong{line-height:1.15}
@media(max-width:600px){
 .calc-card{gap:30px;padding:22px 20px}
 .calc-card h2{font-size:2rem}
 .calc-limits{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:20px}
 .calc-limits span{display:grid;align-content:center;min-width:0;padding:9px 10px;border-radius:10px;font-size:.76rem;line-height:1.25}
 .calc-limits strong{display:block;margin-top:2px;color:var(--navy);font-size:.92rem;white-space:nowrap}
 .calculator{gap:21px}
 .calculator label{gap:8px}
 .range-scale{display:grid;grid-template-columns:1fr 1fr;width:100%;margin-top:-12px;font-size:.78rem;line-height:1.2}
 .range-scale span{min-width:0;white-space:nowrap}
 .range-scale span:last-child{text-align:right}
 .calc-result{padding:18px;gap:11px}
 .calc-result-row{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:12px}
 .calc-result-row span{min-width:0;font-size:.82rem;line-height:1.25}
 .calc-result-row strong{justify-self:end;font-size:1.12rem;line-height:1.2;text-align:right;white-space:nowrap}
 .calc-result-total strong{font-size:1.42rem}
 .trust-section{padding:48px 0}
 .trust-grid{gap:24px}
 .trust-grid h2{font-size:2rem}
 .facts{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:0;border-radius:14px}
 .facts div{display:grid;align-content:start;min-height:116px;padding:20px 16px;border-right:1px solid #304960;border-bottom:0}
 .facts div:last-child{border-right:0}
 .facts strong{font-size:1.12rem}
 .facts span{margin-top:8px;font-size:.76rem;line-height:1.35}
}
@media(max-width:370px){
 .calc-result-row{grid-template-columns:1fr;gap:3px}
 .calc-result-row strong{justify-self:start;text-align:left}
 .facts{grid-template-columns:1fr}
 .facts div{min-height:0;border-right:0;border-bottom:1px solid #304960}
 .facts div:last-child{border-bottom:0}
}

/* v2.4.7: keep the complete mobile calculator in one full-width column */
@media(max-width:600px){
 .calc-card{display:grid!important;grid-template-columns:minmax(0,1fr)!important;gap:24px!important}
 .calc-card>div{width:100%;min-width:0}
 .calc-card>div:first-child{margin:0}
 .calculator{width:100%;min-width:0}
 .calculator label{grid-template-columns:minmax(0,1fr) auto}
 .calculator input[type=range]{grid-column:1/-1}
 .calc-result{width:100%;min-width:0}
 .calc-result-row{grid-template-columns:minmax(0,1fr) auto}
}

/* v2.4.8: clear, mobile-first privacy page */
.privacy-intro{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0 0 34px}.privacy-intro>div{padding:17px 18px;border:1px solid var(--line);border-radius:12px;background:#f8fafb}.privacy-intro .privacy-address{grid-column:1/-1}.privacy-intro span,.privacy-intro strong{display:block}.privacy-intro span{margin-bottom:4px;color:var(--muted);font-size:.76rem}.privacy-intro strong{color:var(--navy);font-size:.95rem;line-height:1.45}.privacy-intro a,.privacy-contact a{color:var(--navy);font-weight:800}.privacy-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0 34px}.privacy-grid section{padding:20px;border:1px solid var(--line);border-radius:12px;background:#fafbfc}.privacy-grid h3{margin-bottom:7px;font-size:1rem}.privacy-grid p{margin:0;color:#536476;font-size:.9rem;line-height:1.5}.privacy-list{display:grid;gap:8px;padding-left:22px}.privacy-list li{padding-left:3px}.privacy-contact{margin-top:38px;padding:24px;border-radius:14px;background:var(--navy);color:#d7e0e7}.privacy-contact h2{margin-top:0!important;color:#fff}.privacy-contact p:last-child{margin-bottom:0}.privacy-contact a{color:#edc98f}
@media(max-width:600px){.legal-hero h1{font-size:2.15rem}.legal-hero p{font-size:.98rem;line-height:1.48}.privacy-intro,.privacy-grid{grid-template-columns:1fr}.privacy-intro .privacy-address{grid-column:auto}.privacy-intro{gap:8px;margin-bottom:26px}.privacy-intro>div{padding:14px 15px}.privacy-grid{gap:9px;margin-top:14px}.privacy-grid section{padding:16px}.privacy-contact{margin:30px -4px 0;padding:20px}.legal-card h2{font-size:1.38rem}}

/* v2.4.9: client-facing legal pages and a clearly visible mobile menu */
.legal-card .legal-alert,.legal-card .legal-note,.legal-card .legal-draft,.legal-card .privacy-contact{border-left:0}
@media(max-width:900px){.nav-toggle{display:inline-flex;align-items:center;gap:9px;min-height:42px;padding:9px 14px;border:1px solid #d2ab71;border-radius:9px;background:#13253a;color:#fff;font-weight:850;box-shadow:0 5px 14px rgba(19,37,58,.18)}.nav-toggle:hover,.nav-toggle:focus-visible{background:#1b3652;border-color:#e3bd82;outline:3px solid rgba(197,154,92,.22)}.nav-toggle-icon{display:grid;gap:3px;width:17px}.nav-toggle-icon i{display:block;width:17px;height:2px;border-radius:2px;background:#e6c18a}}
/* Legal pages compact layout 2.5.0 */
.legal-hero{padding:34px 0 28px}
.legal-hero h1{font-size:clamp(2rem,3.6vw,3.45rem);margin-bottom:.35em}
.legal-hero .eyebrow{margin-bottom:9px}
.legal-hero p{margin-bottom:0;font-size:1rem}
.footer-company{margin:0 0 14px;color:#fff;font-size:1.18rem;font-weight:850}
.legal-alert,.legal-note,.legal-draft{border-left:0}
@media(max-width:600px){.legal-hero{padding:25px 0 22px}.legal-hero h1{font-size:1.9rem}.legal-hero p{font-size:.92rem}.legal-hero .eyebrow{font-size:.68rem}}

/* v2.5.17: compact social and payment strip in every page footer */
.footer-services{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-top:34px;padding-top:24px;border-top:1px solid #2a3d4e}.footer-services-title{margin:0 0 10px!important;color:#eef3f7!important;font-size:.68rem;font-weight:850;text-transform:uppercase;letter-spacing:.12em}.footer-socials,.footer-payments{display:grid;gap:0}.social-icons,.payment-logos{display:flex;align-items:center;flex-wrap:wrap;gap:8px}.site-footer .social-icon{display:grid;place-items:center;width:36px;height:36px;margin:0;border:1px solid rgba(255,255,255,.16);border-radius:10px;background:rgba(255,255,255,.06);color:#eef3f7;transition:.2s}.site-footer a.social-icon:hover{border-color:#d3ad70;background:#d3ad70;color:#13253a;transform:translateY(-2px)}.social-icon.is-pending{opacity:.72}.social-icon svg{width:18px;height:18px;fill:currentColor}.social-icon svg rect,.social-icon svg circle{fill:none;stroke:currentColor;stroke-width:1.8}.social-icon svg .fill{fill:currentColor;stroke:none}.social-icon svg .cut{fill:#0e2032}.site-footer a.social-icon:hover svg .cut{fill:#d3ad70}.footer-payments{justify-items:end}.payment-logo{display:inline-flex!important;align-items:center;justify-content:center;height:36px;margin:0!important;padding:0 11px;border:1px solid rgba(255,255,255,.15);border-radius:9px;background:#f8fafb;color:#13253a!important;font-style:normal;line-height:1;white-space:nowrap}.payment-express{gap:5px}.payment-express>i{color:#c3944c;font-size:1.15rem;font-weight:950;letter-spacing:-.25em}.payment-express>b{font-size:.8rem}.payment-express>b span{display:inline!important;margin:0!important;color:#b77f2f!important}.payment-visa{color:#183c82!important;font-size:1rem;font-style:italic;font-weight:950;letter-spacing:-.04em}.payment-mastercard{gap:6px;padding-left:8px}.payment-mastercard>i{position:relative;display:block;width:25px;height:16px}.payment-mastercard>i b{position:absolute;top:0;width:16px;height:16px;border-radius:50%;background:#e94c35}.payment-mastercard>i b+ b{right:0;background:#f2a93b;opacity:.88}.payment-mastercard>strong{font-size:.58rem;font-weight:800}.payment-crypto{gap:6px}.payment-crypto>i{display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#ef9f28;color:#fff;font-size:.8rem;font-style:normal;font-weight:900}.payment-crypto>strong{font-size:.65rem;letter-spacing:.02em}.footer-payments>small{margin-top:7px;color:#8fa0ae;font-size:.65rem}
.payment-erip{gap:7px}.payment-erip>i{display:grid;place-items:center;height:22px;padding:0 6px;border-radius:5px;background:#236aa5;color:#fff;font-size:.58rem;font-style:normal;font-weight:950;letter-spacing:.03em}.payment-erip>strong{font-size:.62rem;font-weight:850}
@media(max-width:760px){.footer-services{align-items:flex-start;flex-direction:column}.footer-payments{justify-items:start}.payment-logos{gap:6px}.payment-logo{height:34px;padding:0 9px}}

/* v2.5.18: recognizable brand colours for footer social links */
.site-footer .social-icon-facebook{border-color:#1877f2;background:#1877f2;color:#fff;box-shadow:0 5px 16px rgba(24,119,242,.28)}
.site-footer .social-icon-telegram{border-color:#229ed9;background:#229ed9;color:#fff;box-shadow:0 5px 16px rgba(34,158,217,.28)}
.site-footer .social-icon-instagram{border-color:#c13584;background:linear-gradient(135deg,#feda75 0%,#fa7e1e 27%,#d62976 55%,#962fbf 78%,#4f5bd5 100%);color:#fff;box-shadow:0 5px 16px rgba(214,41,118,.3)}
.site-footer .social-icon-youtube{border-color:#ff0033;background:#ff0033;color:#fff;box-shadow:0 5px 16px rgba(255,0,51,.28)}
.site-footer a.social-icon:hover{border-color:rgba(255,255,255,.9);color:#fff;filter:brightness(1.12);transform:translateY(-2px) scale(1.04)}
.site-footer a.social-icon-facebook:hover{background:#1877f2}
.site-footer a.social-icon-telegram:hover{background:#229ed9}
.site-footer a.social-icon-instagram:hover{background:linear-gradient(135deg,#feda75 0%,#fa7e1e 27%,#d62976 55%,#962fbf 78%,#4f5bd5 100%)}
.site-footer a.social-icon-youtube:hover{background:#ff0033}
.site-footer .social-icon-youtube svg .cut{fill:#fff}
.site-footer a.social-icon:hover svg .cut{fill:#fff}
.site-footer .social-icon.is-pending{filter:saturate(.45);opacity:.58;box-shadow:none}
@media(max-width:760px){.site-footer .social-icon{box-shadow:0 4px 12px rgba(0,0,0,.2)}}

/* v2.7.3: Google Play download button beside payment technologies */
.site-footer .google-play-download{display:inline-flex;align-items:center;gap:10px;width:max-content;min-height:52px;margin:13px 0 0;padding:8px 15px 8px 12px;border:1px solid rgba(255,255,255,.28);border-radius:12px;background:#07090b;color:#fff;text-decoration:none;box-shadow:0 8px 22px rgba(0,0,0,.2);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease,background-color .2s ease}.site-footer .google-play-download img{display:block;flex:0 0 auto;width:28px;height:31px;margin:0}.site-footer .google-play-download>span{display:grid;margin:0;color:#fff;line-height:1.05}.site-footer .google-play-download small{margin:0 0 3px;color:#d9e0e6;font-size:.6rem;font-weight:650;letter-spacing:.02em}.site-footer .google-play-download strong{color:#fff;font-size:.98rem;font-weight:760;letter-spacing:-.015em}.site-footer .google-play-download:hover,.site-footer .google-play-download:focus-visible{border-color:#d3ad70;background:#101419;box-shadow:0 10px 26px rgba(0,0,0,.28);transform:translateY(-2px)}.site-footer .google-play-download:focus-visible{outline:3px solid rgba(211,173,112,.4);outline-offset:3px}@media(max-width:760px){.site-footer .google-play-download{margin-top:12px}}

/* v2.7.4: matching App Store placeholder */
.app-downloads{display:flex;align-items:stretch;justify-content:flex-end;flex-wrap:wrap;gap:9px}.site-footer .app-downloads .google-play-download{margin-top:13px}.site-footer .app-store-download{position:relative;padding-right:56px;border-color:rgba(255,255,255,.16);background:#171a1e;cursor:default;opacity:.76;box-shadow:none}.site-footer .app-store-download>img{filter:none}.site-footer .app-store-download>em{position:absolute;top:7px;right:7px;display:block;margin:0;padding:3px 6px;border:1px solid rgba(211,173,112,.42);border-radius:999px;background:rgba(211,173,112,.12);color:#e4c38f;font-size:.5rem;font-style:normal;font-weight:850;line-height:1;text-transform:uppercase;letter-spacing:.06em}.site-footer .app-store-download:hover{border-color:rgba(255,255,255,.16);background:#171a1e;box-shadow:none;transform:none}@media(max-width:760px){.app-downloads{justify-content:flex-start}.site-footer .app-downloads .google-play-download{margin-top:12px}}

/* v2.5.1: compact desktop hero; mobile layout remains unchanged */
@media(min-width:901px){
 .hero-grid{min-height:510px}
 .hero-copy{padding:48px 46px 48px 0}
 .hero h1{font-size:clamp(2.65rem,4.15vw,4.15rem)}
 .hero-image{min-height:510px}
 .hero-actions{margin:14px 0 25px}
}

/* v2.5.20: keep the mobile assistant send button inside the viewport */
.ai-chat-panel,
.ai-chat-form,
.ai-chat-form textarea,
.ai-chat-form button{box-sizing:border-box}
.ai-chat-form{
 width:100%;
 min-width:0;
 overflow:hidden;
 grid-template-columns:minmax(0,1fr) 45px;
}
.ai-chat-form textarea{
 width:100%;
 min-width:0;
 max-width:100%;
}
.ai-chat-form button{
 width:45px;
 min-width:45px;
 max-width:45px;
}
@media(max-width:600px){
 .ai-chat-panel{
  right:10px!important;
  left:10px!important;
  width:auto!important;
  max-width:calc(100vw - 20px)!important;
 }
 .ai-chat-form{
  grid-template-columns:minmax(0,1fr) 44px;
  gap:8px;
  padding:10px;
 }
 .ai-chat-form textarea{font-size:16px}
 .ai-chat-form button{
  width:44px;
  min-width:44px;
  max-width:44px;
 }
}

/* v2.6.0: dedicated contact form and quieter public information pages */
.contact-drawer{position:fixed;z-index:81;inset:0;pointer-events:none}
.contact-drawer-toggle{position:absolute;top:50%;right:0;display:grid;place-items:center;width:34px;height:58px;padding:0;border:1px solid #e0bd85;border-right:0;border-radius:16px 0 0 16px;background:#13253a;color:#fff;box-shadow:-8px 10px 25px rgba(13,32,50,.2);font:inherit;cursor:pointer;transform:translateY(-50%);transition:background-color .18s ease,border-color .18s ease,box-shadow .18s ease;pointer-events:auto}
.contact-drawer-toggle:before{content:'‹';color:#e7bf80;font-size:1.7rem;font-weight:900;line-height:1;transform:translateY(-1px)}
.contact-drawer-toggle:hover{background:#1d3b57;border-color:#eccd99;box-shadow:-10px 12px 28px rgba(13,32,50,.25)}.contact-drawer-toggle:focus-visible{background:#1d3b57;border-color:#eccd99;box-shadow:0 0 0 3px rgba(197,154,92,.28),-10px 12px 28px rgba(13,32,50,.25);outline:0}
.contact-drawer-toggle svg,.contact-drawer-toggle span{display:none!important}
.ai-message a{color:#145d96;font-weight:800;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:2px;overflow-wrap:anywhere}.ai-message a:hover{color:#0b416c}.ai-operator a,.ai-system a{color:inherit}
.ai-chat-open .contact-drawer-toggle{visibility:hidden;opacity:0;pointer-events:none}
.contact-drawer-backdrop{position:absolute;z-index:0;inset:0;background:rgba(7,20,32,.58);backdrop-filter:blur(3px);pointer-events:auto}
.contact-drawer-backdrop[hidden],.contact-drawer-panel[hidden]{display:none!important}
.contact-drawer-panel{position:absolute;z-index:1;top:0;right:0;bottom:0;display:flex;flex-direction:column;width:min(610px,100vw);height:100vh;height:100dvh;max-height:100vh;max-height:100dvh;padding:0;overflow:hidden;border:0;border-left:1px solid #d5dde4;background:#fff;box-shadow:-24px 0 60px rgba(7,20,32,.24);pointer-events:auto}
.contact-drawer-panel>header{z-index:2;display:flex;flex:0 0 auto;align-items:flex-start;justify-content:space-between;gap:22px;padding:30px 34px 22px;border-bottom:1px solid #e0e6eb;background:rgba(255,255,255,.97);backdrop-filter:blur(12px)}
.contact-drawer-panel>header .eyebrow{margin-bottom:7px}.contact-drawer-panel>header h2{margin:0 0 6px;font-size:1.8rem}.contact-drawer-panel>header p{margin:0;color:#657487;font-size:.92rem}
.contact-drawer-close{display:grid;flex:0 0 auto;place-items:center;width:42px;height:42px;border:1px solid #d5dde4;border-radius:50%;background:#fff;color:#13253a;font:inherit;font-size:1.75rem;line-height:1;cursor:pointer}
.contact-request-form{display:grid;flex:1 1 auto;gap:22px;min-height:0;padding:28px 34px calc(42px + env(safe-area-inset-bottom));overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}.contact-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.contact-span-2{grid-column:1/-1}.contact-request-form .field{font-size:.84rem}.contact-request-form .field textarea{min-height:125px}.contact-form-consents{display:grid;gap:13px;padding-top:2px}.contact-form-consents .checkbox{padding:14px;border:1px solid #dce3e8;border-radius:12px;background:#f7f9fa}.contact-form-consents a{color:#173e61;font-weight:800}.contact-form-note{margin:0;padding:12px 14px;border-left:3px solid #c59a5c;background:#f7f3eb;color:#5b6671;font-size:.78rem}.contact-submit{width:100%}.contact-honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.contact-drawer-open{overflow:hidden}
.document-groups{display:grid;gap:24px}.document-group{padding:26px;border:1px solid #dce3e8;border-radius:16px;background:#f8fafb}.document-group h2{margin-bottom:6px;font-size:1.45rem}.document-group>p{margin-bottom:18px;color:#657487}.document-group .document-list{margin:0}.about-lead{display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;margin-bottom:30px;padding:24px;border-radius:16px;background:#eef2f5}.about-lead p{margin:0}.contact-options{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:28px}.contact-option{display:grid;gap:4px;padding:22px;border:1px solid #dce3e8;border-radius:15px;background:#f8fafb;text-decoration:none}.contact-option span{color:#657487;font-size:.78rem;font-weight:750;text-transform:uppercase;letter-spacing:.06em}.contact-option strong{color:#13253a;font-size:1.08rem}.contact-option-wide{grid-column:1/-1}.contact-actions{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}.legal-card>.legal-nav{display:none}
@media(max-width:700px){.contact-drawer-toggle{top:50%;top:50svh;right:0;width:30px;height:52px;border-radius:14px 0 0 14px;transform:translateY(-50%)}.contact-drawer-panel{width:100vw;border-left:0}.contact-drawer-panel>header{padding:calc(18px + env(safe-area-inset-top)) 18px 17px}.contact-drawer-panel>header h2{font-size:1.45rem}.contact-request-form{padding:20px 18px calc(30px + env(safe-area-inset-bottom))}.contact-form-grid{grid-template-columns:1fr}.contact-span-2{grid-column:auto}.document-group{padding:20px 16px}.about-lead,.contact-options{grid-template-columns:1fr}.contact-option-wide{grid-column:auto}.ai-chat{z-index:80}}

/* v2.8.0: consent-first analytics and compact privacy controls */
.footer-cookie-settings{display:inline;padding:0;border:0;background:transparent;color:#c7d2db;font:inherit;text-decoration:underline;text-underline-offset:3px;cursor:pointer}.footer-cookie-settings:hover,.footer-cookie-settings:focus-visible{color:#fff}.cookie-consent{position:fixed;z-index:120;right:18px;bottom:18px;left:18px;display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:24px;max-width:1120px;margin:auto;padding:20px 22px;border:1px solid #d8dee4;border-radius:16px;background:#fff;color:#25384b;box-shadow:0 18px 55px rgba(7,20,32,.25)}.cookie-consent[hidden]{display:none!important}.cookie-consent-copy strong{display:block;margin-bottom:4px;color:#13253a;font-size:1.05rem}.cookie-consent-copy p{margin:0;font-size:.88rem;line-height:1.5}.cookie-consent-copy a{color:#173e61;font-weight:800}.cookie-consent-actions{display:flex;align-items:center;gap:9px}.cookie-consent-actions .button{white-space:nowrap}.privacy-matrix{font-size:.82rem}.privacy-matrix th{min-width:130px}.privacy-matrix td{vertical-align:top}.privacy-matrix ul{margin:0;padding-left:17px}.privacy-matrix li+li{margin-top:4px}.legal-source-note{padding:16px 18px;border-radius:12px;background:#eef3f6;color:#425568}.registration-confirmations{display:grid;gap:14px}.registration-confirmations fieldset{margin:0;padding:16px 18px;border:1px solid #dce4ea;border-radius:14px;background:#f8fafb}.registration-confirmations legend{padding:0 7px;color:#172f48;font-weight:850}.registration-confirmations .consents{display:grid;gap:11px}.registration-confirmations .checkbox{align-items:flex-start}.registration-confirmations .checkbox a{color:#174d73;font-weight:800}.registration-confirmations .form-note{margin:0;color:#5e6d78;font-size:.82rem;line-height:1.5}
.registration-confirmations{margin:0;padding:16px 18px;border:1px solid #dce4ea;border-radius:14px;background:#f8fafb}

/* v2.9.1: architectural identity and full-width mobile hero */
.brand{gap:13px;font-family:Georgia,'Times New Roman',serif;font-size:1.38rem;letter-spacing:-.025em}.brand>span:last-child>span{color:inherit}.brand-mark{display:flex;align-items:flex-end;justify-content:center;gap:3px;width:34px;height:44px;border:0;border-radius:0;background:transparent;color:#d1a156;transform:skewY(-28deg)}.brand-mark i{display:block;width:7px;background:linear-gradient(180deg,#e3bd79,#bd8433);box-shadow:0 1px 0 rgba(255,255,255,.55) inset}.brand-mark i:nth-child(1){height:25px}.brand-mark i:nth-child(2){height:36px}.brand-mark i:nth-child(3){height:30px}
.hero{width:100%;max-width:none;background-image:linear-gradient(90deg,rgba(5,23,39,.98) 0%,rgba(5,23,39,.9) 36%,rgba(5,23,39,.3) 61%,rgba(5,23,39,.02) 100%),url('/assets/hero-architecture-v2.webp')}.building-signage{position:absolute;z-index:2;top:145px;right:7.2%;display:grid;gap:19px;width:170px;color:#e2b66f;text-shadow:0 4px 14px rgba(0,0,0,.65);pointer-events:none}.building-signage strong{font-family:Georgia,'Times New Roman',serif;font-size:1.65rem;line-height:1}.building-signage span{color:#d4dce4;font-size:.72rem;font-weight:700;line-height:1.42;text-transform:uppercase;letter-spacing:.18em}
@media(max-width:1100px){.building-signage{right:3%;transform:scale(.86);transform-origin:top right}}
@media(max-width:900px){.building-signage{display:none}}
@media(max-width:600px){html,body{width:100%;max-width:100%;overflow-x:hidden}.hero{left:50%;width:100vw;margin-left:-50vw;background-position:68% center;background-size:cover}.hero .hero-grid{width:100%;max-width:none;margin:0;padding-right:18px;padding-left:18px}.hero h1>span{display:block;white-space:nowrap}.brand{font-size:1.18rem}.brand-mark{width:27px;height:36px;gap:2px}.brand-mark i{width:6px}.brand-mark i:nth-child(1){height:20px}.brand-mark i:nth-child(2){height:30px}.brand-mark i:nth-child(3){height:25px}}

/* v2.9.0: premium home hero and payment marks */
.hero{position:relative;min-height:590px;overflow:hidden;background-color:#071d31;background-image:linear-gradient(90deg,rgba(5,23,39,.98) 0%,rgba(5,23,39,.91) 34%,rgba(5,23,39,.36) 62%,rgba(5,23,39,.05) 100%),url('/assets/hero-architecture.webp');background-repeat:no-repeat;background-position:center;background-size:cover}
.hero:after{content:'';position:absolute;right:0;bottom:0;left:0;height:1px;background:rgba(224,182,112,.7)}
.hero-grid{position:relative;z-index:1;display:block;min-height:590px}.hero-copy{width:min(760px,64%);min-height:590px;padding:74px 0 112px}
.hero h1{max-width:760px;margin-bottom:22px;font-family:Georgia,'Times New Roman',serif;font-size:clamp(3.25rem,5vw,5.35rem);font-weight:700;letter-spacing:-.035em;line-height:1.01}.hero h1>span{display:block}.hero h1>span+span{margin-top:9px;color:#e0b36b;font-size:.7em}
.hero p{max-width:650px;margin-bottom:23px;color:#d9e1e8;font-size:1.15rem;line-height:1.55}.hero-actions{margin:0 0 28px;gap:16px}.hero-login{border-color:rgba(255,255,255,.88);background:rgba(5,23,39,.25);color:#fff}.hero-login:hover{border-color:#e0b36b;background:rgba(8,31,51,.88);color:#fff}.hero-points{gap:31px;font-size:.92rem;font-weight:750}.hero-points span:before{color:#e0b36b}
.calc-section{z-index:2;margin-top:-70px;padding:0 0 74px;background:linear-gradient(transparent 0 70px,var(--paper) 70px)}.calc-card{gap:56px;padding:34px 38px;border-color:rgba(19,37,58,.08);border-radius:14px;box-shadow:0 22px 55px rgba(12,31,48,.17)}.calc-card h2{font-size:2.2rem}.calc-card .eyebrow{margin-bottom:9px}.calculator{gap:19px}.calc-result{padding:17px 20px}
.footer-payments{max-width:100%;justify-items:end}.payment-logos{flex-wrap:nowrap;gap:9px}.site-footer .payment-logo{display:flex!important;width:auto;height:42px;margin:0!important;padding:6px 10px;border-color:rgba(255,255,255,.18);border-radius:9px;background:#fff;overflow:hidden}.site-footer .payment-logo img{display:block;width:auto;max-width:100%;height:100%;margin:0;object-fit:contain}.site-footer .payment-express{width:126px;background:#0e2032}.site-footer .payment-erip{width:100px}.site-footer .payment-visa{width:66px}.site-footer .payment-visa img{filter:invert(20%) sepia(95%) saturate(2450%) hue-rotate(224deg) brightness(72%)}.site-footer .payment-mastercard{width:66px}.site-footer a.payment-logo:hover,.site-footer a.payment-logo:focus-visible{border-color:#e0b36b;box-shadow:0 0 0 2px rgba(224,179,107,.22);transform:translateY(-1px)}
@media(max-width:900px){.hero{min-height:520px;background-position:60% center}.hero-grid{min-height:520px}.hero-copy{width:min(680px,76%);min-height:520px;padding:58px 0 104px}.hero h1{font-size:clamp(2.75rem,7vw,4.35rem)}.calc-card{gap:28px}}
@media(max-width:600px){.hero{min-height:auto;background-image:linear-gradient(90deg,rgba(5,23,39,.97),rgba(5,23,39,.82)),url('/assets/hero-architecture.webp');background-position:66% center}.hero-grid{min-height:0}.hero-copy{width:100%;min-height:0;padding:50px 0 94px}.hero h1{margin-bottom:17px;font-size:clamp(2.1rem,10vw,2.65rem);line-height:1.04}.hero h1>span{white-space:nowrap}.hero h1>span+span{margin-top:5px;font-size:.64em}.hero p{font-size:1rem}.hero-actions{align-items:stretch;gap:10px;margin-bottom:22px}.hero-actions .button{width:100%}.hero-points{display:grid;grid-template-columns:1fr 1fr;gap:5px 14px}.hero-points span:last-child{grid-column:1/-1}.calc-section{margin-top:-52px;padding:0 0 50px;background:linear-gradient(transparent 0 52px,var(--paper) 52px)}.calc-card{padding:24px 20px}.calc-card h2{font-size:1.85rem}.payment-logos{width:100%;gap:5px}.site-footer .payment-logo{height:34px;padding:5px 7px}.site-footer .payment-express{width:104px}.site-footer .payment-erip{width:82px}.site-footer .payment-visa,.site-footer .payment-mastercard{width:52px}}

/* v2.9.3: Safari-safe responsive hero containment */
@media(max-width:900px){
 .hero{left:50%;width:100vw;max-width:100vw;margin-left:-50vw;background-image:linear-gradient(90deg,rgba(5,23,39,.97),rgba(5,23,39,.78)),url('/assets/hero-architecture-v2.webp');background-position:62% center;background-size:cover}
 .hero .hero-grid{box-sizing:border-box;width:100%;max-width:100%;margin:0;padding-right:20px;padding-left:20px;overflow:hidden}
 .hero-copy{box-sizing:border-box;width:100%;max-width:100%;padding:46px 0 94px;overflow:hidden}
 .hero h1{max-width:100%;font-size:clamp(2rem,5.6vw,3.2rem);overflow-wrap:anywhere}
 .hero h1>span{white-space:normal}
 .hero h1>span+span{font-size:.68em;line-height:1.14}
 .hero p{box-sizing:border-box;width:100%;max-width:100%;font-size:1rem;overflow-wrap:anywhere}
 .hero-actions{display:grid;grid-template-columns:1fr;gap:10px;width:100%}
 .hero-actions .button{box-sizing:border-box;width:100%;max-width:100%}
 .hero-points{width:100%;max-width:100%}
}

/* v2.9.4: final compact mobile composition */
@media(max-width:600px){
 .hero{min-height:0;background-position:58% center}
 .hero .hero-grid{padding-right:18px;padding-left:18px}
 .hero-copy{min-height:0;padding:38px 0 76px;overflow:visible}
 .hero .eyebrow{margin-bottom:12px;font-size:.67rem;letter-spacing:.14em}
 .hero h1{margin-bottom:15px;font-size:clamp(2rem,9.2vw,2.55rem);line-height:1.01;overflow-wrap:normal}
 .hero h1>span{white-space:nowrap}
 .hero h1>span+span{margin-top:5px;font-size:.62em;line-height:1.08}
 .hero p{margin-bottom:17px;font-size:.92rem;line-height:1.5}
 .hero-actions{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:9px;margin:0 0 18px}
 .hero-actions .button{min-width:0;min-height:50px;padding:0 9px;font-size:.82rem;white-space:nowrap}
 .hero-points{display:grid;grid-template-columns:1fr 1fr;gap:4px 10px;font-size:.78rem}
 .hero-points span:last-child{grid-column:1/-1}
 .calc-section{margin-top:-42px;padding:0 0 46px;background:linear-gradient(transparent 0 42px,var(--paper) 42px)}
 .calc-card{display:block;padding:25px 20px;border-radius:16px}
 .calc-card>div:first-child{margin-bottom:24px}
 .calc-card .eyebrow{margin-bottom:7px;font-size:.68rem}
 .calc-card h2{margin-bottom:12px;font-size:1.72rem;line-height:1.08}
 .calc-card>div:first-child>p{margin-bottom:14px;font-size:.88rem;line-height:1.5}
 .contact-drawer-toggle{top:62vh;top:62svh;width:28px;height:48px}
}
@media(max-width:760px){.cookie-consent{right:10px;bottom:10px;left:10px;grid-template-columns:1fr;gap:15px;padding:18px}.cookie-consent-actions{display:grid;grid-template-columns:1fr}.cookie-consent-actions .button{width:100%}.privacy-matrix{font-size:.78rem}}

/* v2.8.1: password confirmation and accessible visibility controls */
.password-control{position:relative;display:block}.password-control input{padding-right:52px!important}.password-toggle{position:absolute;top:50%;right:5px;display:grid;place-items:center;width:40px;height:40px;padding:0;border:0;border-radius:8px;background:transparent;color:#536476;font:inherit;cursor:pointer;transform:translateY(-50%)}.password-toggle:hover,.password-toggle:focus-visible{background:#e8edf1;color:#13253a;outline:0}.password-toggle.is-visible{color:#9a6d32}.password-toggle span{display:none}.password-toggle:before{content:'';width:19px;height:12px;border:2px solid currentColor;border-radius:55% 45%;transform:rotate(-8deg)}.password-toggle:after{content:'';position:absolute;width:5px;height:5px;border-radius:50%;background:currentColor}.password-toggle.is-visible:after{width:8px;height:2px;border-radius:2px;transform:rotate(-35deg)}
.legal-pdf-link{display:inline-flex!important;margin-top:16px!important;border:1px solid #cda45e!important;background:#13253a!important;color:#fff!important;opacity:1!important;visibility:visible!important}.legal-pdf-link:hover,.legal-pdf-link:focus-visible{background:#cda45e!important;color:#13253a!important}.test-chip,.test-banner{display:none!important}
.msi-locked input[readonly],.msi-locked select:disabled{border-color:#c7d1d9;background:#eef2f5;color:#31475b;cursor:not-allowed;opacity:1}.msi-verified-badge{display:inline-flex;width:max-content;margin-top:6px;padding:3px 8px;border-radius:999px;background:#e4f6ec;color:#17663c;font-size:.72rem;font-weight:800}.insurance-request{border-color:#d6b37b!important;background:#fffaf0!important}.card-verification-explanation{margin-top:16px}.card-verification-explanation a{color:#174d73;font-weight:800}.app-store-download.is-coming-soon{opacity:.88}.footer-note{line-height:1.55}